RE/MAX Accord Rob Sotomayor
& Sylvia Sotomayor
350 Montgomery St San Ramon CA, 94583
Contact us: 925-373-7011

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Stop Renting and Kiss your Landlord Good By

If you have thought about owning your one home now is the time.

Why Buying a Home is a Good Idea, Income Tax Savings Because of income tax deductions, the government is subsidizing your purchase of a home. All of the interest and property taxes you pay in a given year can be deducted from your gross income to reduce your taxable income.


For example, assume your initial loan balance is $150,000 with an interest rate of eight percent. During the first year you would pay $9969.27 in interest. If your first payment is January 1st, your taxable income would be almost $10,000 less – due to the IRS interest rate deduction.
Property taxes are deductible, too. Whatever property taxes you pay in a given year may also be deducted from your gross income, lowering your tax obligation.

You can make a much smaller down payment than you think.
Certain government programs, such as first-time buyers programs, are intended to assist people in getting into the housing market.

Even if your spouse is a former homeowner, as long as your name was not on a home loan, you can still qualify as a first time buyer. It’s vital that your real estate agent has knowledge of this area and can provide you with relevant information.

Your lender may be able to help with your down payment and closing costs.
Even if you do not have enough cash on hand to make a down payment, provided you own an asset (car, for example) free and clear and have no debt, your lender may be able to secure a loan against that asset

Or Call us and we can get you Pre-Approved.  By understanding what you can afford, you will not spend time looking for homes that are out of your price range. 

 Please Fill out our Easy Form, and Kiss your Landlord good By

 

  

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RE/MAX Accord
350 Montgomery Street
San Ramon, CA 94583
# 01493838
Certified Distressed Property Expert


    
Think of doing a short Sale, there are many thing to know about short sales, please consult with your accountant and your attorney on tax and legal ramifications. Lenders will not approve all short sales. 

For more information on Bank owned homes, properties, Foreclosures, and Short sales please Click here

Buyers Market, If your thinking about buying a foreclosure or bank owned property, then be ready for multiple offers, on every property that is priced below market value.
what this mean is, that the market is started to turn around slowly. Foreclosure properties or bank owned inventory list, has become much smaller. Once foreclosure properties
have sold completely out, the only homes available will be short sales. Then we will see all the short sales, sell next.

There are many Foreclosures properties in San Ramon.

Market come back, after all the foreclosure properties,  REO & Short sales properties are gone, then we will be back to selling resale homes . And then you will start to equity building back in are homes. So for now, keep your eye on foreclosure bank owned properties, REO sales and short sales, they are starting to go away.

If your Looking for bank owned homes, we serve, San Ramon foreclosure homes, bank owned homes, properties, REO, foreclosures, or Short sales, Livermore foreclosure homes Livermore homes for sale, San Ramon homes for sale, Pleasanton homes for sale, Dublin homes for sale, Tracy homes for sale, Danville homes for sale, Alamo homes for sale, Bank owned properties,  foreclosure in Pleasanton Bank owned homes, properties, Danville foreclosures homes, Bank owned homes, properties, Blackhawk Bank owned properties, Dublin Bank owned properties, Brentwood Bank owned properties, Discovery Bay Bank owned properties, Oakley Bank owned properties, Tracy Bank owned homes,  Manteca Bank owned properties, or Modesto Bank owned properties, you have come to the Right place.

Areas we serve

Livermore, Pleasanton, San Ramon, Danville, Blackhawk, Alamo, Walnut Creek, Dublin,
 Brentwood, Discovery Bay, Oakley
Tracy, Manteca, Modesto


Foreclosure MLS search Short sale how they work Home value mls appraisal Your home is not selling Realtor not working out Stop renting buyers market
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