RE/MAX Accord Rob Sotomayor
& Sylvia Sotomayor
350 Montgomery St San Ramon CA, 94583
Contact us: 925-373-7011

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Free on Line Mortgage Pre-Approval

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Getting Pre-Qualified: Getting pre-qualified by a loan professional lender before you begin your search for a new home will allow you to know in advance exactly what kind, and how much, mortgage you can afford. This makes it possible for you to make an offer on your new home with confidence that enough funding is available.Free Mortgage pre-approval

Present your Offer: One of the most over looked things in presenting an offer is having your approval in hand. What this means is, when a seller is looking at offers that have been presented to him or her, the first thing that is looked at, is has this buyer been approved,  if not, your offer is put last, so in order to write a good offer you must be Approved.

Loans and Interest Rates: There are many types of loan programs, you must choose the one that best fits your needs. By working with one of our loan professionals we will help you choose the best loan for you. Also Interest rates and your credit score are a very important part of your loan process. The higher your interest rate, the higher your payment is, and the better your credit score is, the lower your interest rate is, and your payment is also lower.

Closing Cost: Is part of paying for your loan process.  It is good to know what your closing cost will be. By working with one of our loan professionals this will be explain to you. Closing cost is based on the amount of the loan.

Please Fill out our Easy form,  for a Free Mortgage Pre-Approval, all fields must be filled in and must be truthful.              

We will respond in less then 24 hrs Thank you
 
 
  Borrower Co-Borrower
Full Name:
E-mail (required)
Street Address:
City:
State:
Zip:
# of Years at Address:
If less than 2 years at current address, what was your previous address?
Street Address:
City:
State:
Zip:
# of Years at Address:
Currently Own / Rent: Own Rent Own Rent
If owned; what will be the disposition of the property?
Monthly Payment:
Home Phone w/ area code:
Work Phone w/ area code:
Social Security #:
Date of Birth:
Marital Status:
Name of Current Employer
Self Employed? YES NO YES NO
Position:
Length of Employment:
Previous employment if current employment is less than two years?
Gross Monthly Income:
Other Income:
Source of Other Income:
Approximate Checking Account Balance:
Approximate Savings Account Balance:
Do You Own the land you are building on? YES NO
Date of purchase:
Amount owed on land?
Current Lot Value:
If you answer YES to any of the questions below use the text field below for explanations.
Are there any Judgments against you or accounts currently in collection? YES NO
Have you been declared bankrupt within past 7 years? YES NO
Have you had any foreclosures in the past 7 years? YES NO
Are there any lawsuits pending against you? YES NO
Are you a Co-Maker or Endorser on any credit with someone else? YES NO
Will this home be your primary residence? YES NO
Are you a U.S. citizen? YES NO
Are you a permanent resident alien? YES NO
Are you obligated to pay child support, alimony, or separate maintenance? YES NO
Is any of the down payment borrowed? YES NO
Have you had an ownership interest in a property in the last 3 years? YES NO
Explain:
Loan Information
Amount Requested:
Sale price - Home and Improvements:
Down Payment Amount:
Amount of Equity in home
(if refinancing)
Sale Price - Land:
Will you need a construction loan? YESNO
Builder/Retailer's Name:
Builder/Retailer's Phone #:
Contact Information
Best time to reach you:
Phone number to reach you at that time:
How did you hear about us?
BY SUBMITTING THIS FORM I AGREE TO THE FOLLOWING:

I/We have applied to determine my/our pre-qualification for a mortgage program with RPM Mortgage. In applying for the pre-qualification status, I/we completed a pre-qualification application containing various information about personal background in regards to employment, assets and liabilities. I/We certify that all of the information is true and complete. I/We made no misrepresentations in the information provided, nor did we omit any pertinent information.

I/We understand and agree that RPM Mortgage, will verify any information provided. Such information shall include, but not be limited to, employment history and income, any and or all deposit accounts; credit history and copies of income tax returns. I/We authorize RPM Mortgage, to obtain credit information from local and national credit reporting agencies and to discuss my/our loan program pre-qualification.

I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when applying for a loan, as applicable under the provision of Title 18, United States code, Section 1014.
Borrower: YES, I accept the above terms
Co-Borrower: YES, I accept the above terms

Date (MM/DD/YY):

 
     
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Your home sold in 59 days or less
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RE/MAX Accord
350 Montgomery Street
San Ramon, CA 94583
# 01493838
Certified Distressed Property Expert


    
Think of doing a short Sale, there are many thing to know about short sales, please consult with your accountant and your attorney on tax and legal ramifications. Lenders will not approve all short sales. 

For more information on Bank owned homes, properties, Foreclosures, and Short sales please Click here

Buyers Market, If your thinking about buying a foreclosure or bank owned property, then be ready for multiple offers, on every property that is priced below market value.
what this mean is, that the market is started to turn around slowly. Foreclosure properties or bank owned inventory list, has become much smaller. Once foreclosure properties
have sold completely out, the only homes available will be short sales. Then we will see all the short sales, sell next.

There are many Foreclosures properties in San Ramon.

Market come back, after all the foreclosure properties,  REO & Short sales properties are gone, then we will be back to selling resale homes . And then you will start to equity building back in are homes. So for now, keep your eye on foreclosure bank owned properties, REO sales and short sales, they are starting to go away.

If your Looking for bank owned homes, we serve, San Ramon foreclosure homes, bank owned homes, properties, REO, foreclosures, or Short sales, Livermore foreclosure homes Livermore homes for sale, San Ramon homes for sale, Pleasanton homes for sale, Dublin homes for sale, Tracy homes for sale, Danville homes for sale, Alamo homes for sale, Bank owned properties,  foreclosure in Pleasanton Bank owned homes, properties, Danville foreclosures homes, Bank owned homes, properties, Blackhawk Bank owned properties, Dublin Bank owned properties, Brentwood Bank owned properties, Discovery Bay Bank owned properties, Oakley Bank owned properties, Tracy Bank owned homes,  Manteca Bank owned properties, or Modesto Bank owned properties, you have come to the Right place.

Areas we serve

Livermore, Pleasanton, San Ramon, Danville, Blackhawk, Alamo, Walnut Creek, Dublin,
 Brentwood, Discovery Bay, Oakley
Tracy, Manteca, Modesto


Foreclosure MLS search Short sale how they work Home value mls appraisal Your home is not selling Realtor not working out Stop renting buyers market
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